What are Voluntary Benefits?
Sometimes called “supplemental insurance,” voluntary benefits are policies you buy to add to the health and life insurance your employer may already provide. These benefits can help you pay for things your other insurance won’t, such as lost wages, out-of-pocket expenses and household bills
Advantages of Voluntary Benefits
Flexibility
Use claim payments however you like – pay deductibles, co-payments and other expenses not covered by your health or life insurance.
Portability
Take coverage with you if you leave your job or retire.
Convenience
Use claim payments however you like – pay deductibles, co-payments and other expenses not covered by your health or life insurance.
Stability
Maintain coverage whether or not you’re employed.
*Advantages may not apply to all products. See your Miz Benefits counselor for complete details.
Voluntary Benefits Options
Short Term Disability Insurance
Replaces part of your regular income if you are unable to work because of a covered injury or illness
Dental & Vision Insurance
Helps pay for dental procedures, like routine cleanings, crowns and root canals
Life Insurance
Protects the people who depend on you by helping cover final expenses and loss of income
Hospital Indemnity (GAP) Insurance
Helps pay for covered hospital-related expenses, such as outpatient surgery and diagnostic procedures
Accident Insurance
Helps cover out-of-pocket expenses in the event of a covered accident
Cancer Insurance
Helps with the high cost of cancer or critical illness diagnosis and treatment
Critical Illness Insurance
Helps with the high cost of cancer or critical illness diagnosis and treatment
Long Term Disability
Helps with the high cost of cancer or critical illness diagnosis and treatment
Pet Insurance
Helps with the high cost of cancer or critical illness diagnosis and treatment